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# get_wallets_credits

**Live server:** available on `mcp.solvimon.com` as well as on the test server.

Read-only access to prepaid credit models and balances.

**Actions:** `list`, `get`, `balance`, `customer_balances`

**Resource types:** `wallets`, `wallet_types`, `credit_types`, `wallet_grants`, `auto_top_up_configs`

* `balance` puts `open_balance` first: what the customer can still spend. Then reserved usage and the accounting balance.
* A grant's `active_now` ignores consumption, so a fully spent grant can still read `true`.
* An auto top-up shows `threshold_matches_wallet`; a threshold in the wrong unit never fires.

**`List wallet types`**

```json List wallet types
{"action": "list", "resource_type": "wallet_types"}
```